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Steps to Take After Graduating College to Get Your Financial Life in Order

by Michael Lecours | Jun 19, 2015 | Economy, Uncategorized

Graduating from college can be as much a source of anxiety and dread as it is pride and joy—even students leaving the harshest, most exacting academic programs can feel some level of worry about the future stretching out before them. But fear not—our step-by-step...

Steps to Take After Leaving a Job to Get Your Financial Life in Order

by Michael Lecours | Jun 18, 2015 | Finding Confidence, Investment Behavior, Investment Strategies, Saving, Uncategorized

Leaving a job can be a frightening proposal, even if you’re moving up in the world—navigating retirement plan rollovers, lost and gained benefits, pay and cost-of-living changes, and the other variables can feel quite daunting. Fortunately, if you take a moment and...

How to Reduce the Pain of a Required Minimum Distribution

by Michael Lecours | Jun 15, 2015 | Retirement, Rule of Thumb, Taxes, Uncategorized

When the government enacted legislation that allowed individuals to fund a Traditional IRA with tax-deferred income, those legislators also wanted to ensure that the taxes would eventually be paid. The concept was to defer income taxes until the time the money may be...

When Clients Spend Through Their Savings

by Michael Lecours | May 20, 2015 | Finding Confidence, Investment Behavior, Retirement, Rule of Thumb, Saving, Uncategorized

A reporter from Financial Planning Magazine, recently posed a question to several financial advisors asking: “What happens when an elderly retired client runs out of money?” Below is my response, which was included in the article:   WATCH WITHDRAWAL RATES Michael...

Top Posts This Quarter

by Michael Lecours | Mar 30, 2015 | Cash, Economy, Finding Confidence, Investment Behavior, Retirement, Rule of Thumb, Saving, Uncategorized

Top Posts This Quarter: What to do if you forgot your RMD IRA Flow Chart NU Fixed Account Rate Declines Are You Spending Too Much On Coffee? Nine Connections You Didn’t Know Between Happiness and Retirement A Salary Guide Refresher Case Study: Tapping into Retirement...
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