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24% of Americans Have Absolutely No Emergency Savings. And That’s Good News!

by Michael Lecours | Jun 21, 2017 | Saving

Imagine losing your job or getting hit with an unexpected medical bill.  Chances are you have a some money stashed away to help pay for emergencies.  But 24% of Americans don’t have a single dollar set aside to pay for these emergencies. When an emergency affects...

Top Money Mistakes People Make in Their 30s

by Michael Lecours | Jun 19, 2017 | Personal Development, Saving

I see lists like this all the time and for the most part I cringe at what I read.  The lists over simplify the issues or miss the boat entirely.  But this one is different.  It actually covers most of the items that I see with clients.  With each of the eleven money...

How to Plan When You Don’t Know Your Goals

by Michael Lecours | Jun 8, 2017 | Finding Confidence, Investment Behavior, Investment Strategies, Personal Development, Retirement, Saving

Defining one’s goals isn’t easy for some people. Trying to envision what your life will look like at some point in the future can be difficult.  There are so many emotional and financial variables and so many unknowns in life that it can leave you feeling...

Effects of Saving an Extra $20 Each Week

by Michael Lecours | May 19, 2017 | Retirement, Rule of Thumb, Saving, Uncategorized

Saving just a little bit extra each year can have a profound impact over the long term.  Investor’s Business Daily ran some pretty interesting numbers showing the impact on one’s retirement if an extra $20 is saved every week.  Here is some of the findings...

What Drives the Cost of College

by Michael Lecours | May 18, 2017 | Economy, Saving, Saving for College

With all of our clients who have children, planning for college expenses is the one of the biggest concerns that keeps them up at night.  Retirement planning may be a bigger issue in the long term, but the children will be going to college a lot sooner than their...
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