by Cliff Jarvis | Oct 5, 2018 | Asset Allocation, Economy, Investment Strategies
Bond funds are often lumped together as one. However, they are actually a range of very different investments. This post will address only investment-grade bond funds which have a low probability of default as these are bonds that are issued by large and established...
by Michael Lecours | Aug 17, 2016 | Asset Allocation, Finding Confidence, Investment Behavior, Uncategorized
Recently we introduced The Money Management Tool to help clients better organize their financial lives. The tool has lots of features and we will occasional explain how some of the features are being used by our clients (or should be used) to help them reach their...
by Michael Lecours | Jul 16, 2015 | Asset Allocation, Finding Confidence, Investment Strategies, Retirement, Uncategorized
We’ve all heard not to put all our eggs in one basket when it comes to investing. Most of us would agree that sure, it’s good to have diversification but it seems like this concept of diversification has become misunderstood. When someone says to me “I...
by Michael Lecours | Jan 18, 2015 | Asset Allocation, Investment Strategies, Retirement, Rule of Thumb, Uncategorized
Research out of Investment Company Institute found that 11% of investors have not rebalanced their investments in the last five years. As the US stock market continues its bull run, the value of US stocks represent a larger and larger portion of the portfolio. All of...
by Michael Lecours | Sep 27, 2013 | Asset Allocation, Investment Strategies, Uncategorized
By using just the two asset classes listed above, investors can put together one of the most common, all purpose allocation portfolios consisting of 60% stocks and 40% bonds. For decades, it has the recommended allocation for just about any age group. But, like the...
by Michael Lecours | Sep 26, 2013 | Asset Allocation, Uncategorized
There are four ways to determine an appropriate asset allocation. Each one with pros and cons. Rule-of-thumb formulas. These are useful for quick planning purposes. For an investor, this should be a starting point to see if their current allocation is in the...
