by Michael Lecours | Oct 9, 2017 | Finding Confidence, Retirement, Rule of Thumb, Saving
This article has been shared widely since it was published a few days ago. I appreciate the perspective the author shares as a journalist who’s covered personal finance topics for 14 years. He has had to share many sad truths with his readers about how the majority...
by Michael Lecours | Aug 10, 2017 | Investment Behavior, Rule of Thumb, Saving
Over the last few years, I have worked with a lot of young families to plan how they will save for retirement and fund education costs for their children. Their problem was simple: they knew they needed to save more but they didn’t know where to trim their budget. ...
by Michael Lecours | Jul 3, 2017 | Retirement, Rule of Thumb, Saving, Uncategorized
Recently, an article has been floating around the internet that presented a simple strategy to retire early. It seemed too good to be true. The gist of it is “Even by simply upping your savings rate from 10% to 20%, you could shave off over 14 years from your...
by Michael Lecours | Jun 21, 2017 | Saving
Imagine losing your job or getting hit with an unexpected medical bill. Chances are you have a some money stashed away to help pay for emergencies. But 24% of Americans don’t have a single dollar set aside to pay for these emergencies. When an emergency affects...
by Michael Lecours | Jun 19, 2017 | Personal Development, Saving
I see lists like this all the time and for the most part I cringe at what I read. The lists over simplify the issues or miss the boat entirely. But this one is different. It actually covers most of the items that I see with clients. With each of the eleven money...
by Michael Lecours | Jun 8, 2017 | Finding Confidence, Investment Behavior, Investment Strategies, Personal Development, Retirement, Saving
Defining one’s goals isn’t easy for some people. Trying to envision what your life will look like at some point in the future can be difficult. There are so many emotional and financial variables and so many unknowns in life that it can leave you feeling...
