by Michael Lecours | Aug 26, 2015 | Economy, Investment Strategies, Retirement, Uncategorized
CNBC posted an article online yesterday about how to collect social security. It’s over simplified and generalizes the issues and concepts. The interesting part was the number of comments the article received. Close to 600 comments over the last 36 hours! It was...
by Michael Lecours | Aug 12, 2015 | Investment Strategies, Retirement, Uncategorized
When working longer is no longer an option, it is time to develop strategies to maximize your remaining resources. A combination of planning, adapting and downsizing may be the best course. Evaluate the Situation At age 60 or so, life has usually simplified. Children...
by Michael Lecours | Jul 16, 2015 | Asset Allocation, Finding Confidence, Investment Strategies, Retirement, Uncategorized
We’ve all heard not to put all our eggs in one basket when it comes to investing. Most of us would agree that sure, it’s good to have diversification but it seems like this concept of diversification has become misunderstood. When someone says to me “I...
by Michael Lecours | Jul 8, 2015 | Investment Behavior, Rule of Thumb, Saving, Uncategorized
As individuals approach retirement they often ask themselves what they should do to maximize their income. Specifically, they may wonder if they should pay down their debts (credit cards, auto loans, or a mortgage) or should they invest more in the markets. The answer...
by Michael Lecours | Jun 25, 2015 | Investment Behavior, Investment Strategies, Retirement, Uncategorized
The media is causing millions of Americans to make a serious mistake when it comes to social security collection strategies. We see articles that discuss ways to “maximize” the social security benefit using clever, new methods such as the “file and suspend”...
by Michael Lecours | Jun 19, 2015 | Economy, Uncategorized
Graduating from college can be as much a source of anxiety and dread as it is pride and joy—even students leaving the harshest, most exacting academic programs can feel some level of worry about the future stretching out before them. But fear not—our step-by-step...
